Fees

Insurance

I am an in-network provider for Regence/Blue Cross/Blue Shield of Oregon, MODA Health, and Aetna. If you have other insurance they may pay for all or part of my services. Please check with your insurance company prior to our first visit.

Prior to your first visit, if you are able to provide your insurance information (see page 2 of the Personal History Form), I may be able to check the limits of your coverage before our first visit.

A note about using insurance. If you want to use an insurance benefit to pay for psychotherapy services, it is helpful to understand what this means.
The most relevant differences between paying “out of pocket”and using insurance are:

  1. Most insurance companies limit coverage for mental health issues to services determined to be "medically necessary" and to conditions that are treatable by shorter-term, problem-focused approaches whenever possible. They may set limits on the number of visits, based on “medical necessity”.
  2. Insurance coverage requires a mental health diagnosis that the insurance company will reimburse. The treatment for this diagnosis may involve certain limitations or not be covered at all.
  3. Most insurance companies have, as part of their contracts with therapists, a requirement to provide client information for processing of payment. Contracts may also allow for the auditing of client files by the insurance company.

Costs

I charge $120 per 55 minute meeting, but offer lower rates if paid in full at the time of service or to accommodate your financial circumstances.

Billing

Payment (whether co-pay, deductible, or private pay) is expected at the time of service. I accept cash, check, and Visa/Master Card. Please be aware that when my billing person checks your coverage, that information may arrive after our first or second visit. Check your insurance coverage prior to our first visit, to verify your coverage.

Missed Appointments

Please notify me at least 24 hours prior to canceling an appointment. Without 24 hour notification, you will be charged $40 or ½ your usual fee (whichever is the larger sum) for your missed session. If you are late, your session may be shortened by the amount of time you are late.

Office Paperwork

If you are a new patient, and have a first appointment already scheduled, please complete the personal history form below, and bring it to our first session.


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estuary painting by Angelita Surmon

"Estuary" painting by Angelita Surmon